Introduction to Ayushman Bharat Health Accounts (ABHA)

As an integral component of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), ABHA plays a pivotal role in streamlining financial transactions and managing healthcare services under this flagship national health protection scheme. 

Let's break down the key aspects of ABHA for a clearer understanding: 

Introduction to Ayushman Bharat Health Accounts (ABHA). ABHA serves as a digital repository linking all health records of an individual. It fosters a digital health ecosystem and aims to digitize healthcare services. Enrollment in the Ayushman Bharat Digital Mission (ABDM) allows individuals to generate a Health ID or ABHA free of cost. Objectives of ABHAThe primary objective of ABHA is to establish a seamless and efficient financial framework for implementing the Ayushman Bharat scheme. It ensures transparency, accountability, and accessibility of funds allocated for healthcare services.Features of ABHA

1. Cashless Transactions: ABHA facilitates cashless transactions for eligible beneficiaries, easing the financial burden during medical emergencies.
2. Electronic Health Records (EHR): Integration of EHR streamlines healthcare delivery and enables efficient storage and retrieval of patient information.
3. Portability: ABHA accounts are portable across various healthcare providers, ensuring seamless access to services.
4. Real-time Monitoring: ABHA incorporates real-time monitoring to track fund utilization and prevent misuse.
5. Transparency and Accountability: Digital transactions enhance transparency and accountability, ensuring proper allocation of funds.

1. Beneficiary Identification: Each beneficiary receives a unique health identification number (UHID) for tracking and management.
2. Funds Management: ABHA manages fund allocation and disbursement for healthcare services.
3. Claim Settlement: Processes and settles claims submitted by healthcare providers.
4. Audit and Oversight: Incorporates mechanisms for monitoring fund utilization and ensuring compliance.

1. Financial Protection: Provides financial protection by covering healthcare costs.
2. Efficient Healthcare Delivery: Promotes efficiency in healthcare delivery through digitization.
3. Data-driven Decision Making: Generates valuable data insights for evidence-based decision-making.

1. Ensure mobile number and Aadhar card are linked.
2. Log in to CGHS website and select 'Create/Link ABHA ID'.
3. Enter Aadhar number, verify OTP, and link ABHA number.

1. ABHA doesn't entail enrollment in AB-PMJAY.
2. It doesn't replace existing CGHS services.
3. Data sharing is consent-driven, ensuring privacy.
4. Government doesn't access individual health records.

ABHA is expected to evolve, integrate with other schemes, and drive research and innovation in healthcare.In conclusion, ABHA is a cornerstone of India's healthcare landscape, promoting financial inclusion and transparency. Understanding its nuances is crucial for competitive exam aspirants navigating healthcare policies and initiatives in the country.

Question 1: What is the primary objective of Ayushman Bharat Health Accounts (ABHA)?

Explanation:   Establishing a seamless and efficient financial framework for implementing the Ayushman Bharat scheme

Question 2: How does ABHA contribute to efficient healthcare delivery?

Explanation: ABHA contributes to efficient healthcare delivery by integrating electronic health records (EHR), which streamline healthcare services.

Question 3: What is the process for creating/linking an ABHA number with CGHS Beneficiary ID?

Explanation: The process for creating/linking an ABHA number with CGHS Beneficiary ID involves ensuring the mobile number and Aadhar card are linked, logging in to the CGHS website, and selecting 'Create/Link ABHA ID'.

Sat Apr 6, 2024